Things are looking up!!
Well I have some good news!! Apparently I do have Out of Network Benefits on a "case by case" basis, meaning that I need to have medical necessity.
I have been having problems over the past year and a half with rashes & infections in my belly button which means I might get part of the LBL that I want covered by insurance!!!
Well after visiting my PCP yesterday for another infection & rash she suggested that I need a tummy tuck!!!!!!!!!!!!!!! Which totally surprised me!! She gave me a referral to a dermatologist so now I just need to call and make an appointment today!!!!!
I am just bouncing off the walls this morning!!!!
Wish me luck!
~Kristin
JC N.
on 2/15/05 5:23 am - Hamilton Square, NJ
on 2/15/05 5:23 am - Hamilton Square, NJ
Good luck Kristin!
I doubt you'll have any problems. . .having the coverage is great news. . .and with your doctor's support that is so important. . .I'm sure she's done a great job documenting everything. . .keep us posted!
Judy
Judy,
They are right when they say wls is a journey! LOL
It seems as though my liason (who I found out is the insurance broker for my husbands job) was trying to get my hubbys employer to up his insurance for his employees. Not something I wanted to do nor encouraged, his employer has been great to us and I dont want to "rock the boat" so to speak.
So, I am forced to pay out of pocket. I just will not be able to get everything I wanted done...
~Kristin