CIGNA Insurance
Hi nancy
I am currently going through a 2nd level appeal with Cigna. They have been nothing but difficult to deal with and are one of the toughest insurance companies to get approval from. My company is changing plans on 11/29 and I have chosen United Healthcare who I heard is much easier to get approval from. I have 3 letters of medical necesdsity, 52 weeks of medically supervised weight loss, nutritionist/psych consult completed, plus years of yo yo dieting. Cigna wanted more "thorough" clinical notes so I had to do yet another 26 week dr supervised diet. I just submitted my 2nd level appeal about 2 weeks ago and they claim they still haven't received the 42 pages that were faxed 5 times and overnighted twice. If they approve me ots a miracle, if not then I will precert under united in another month. It has been almost a year going through all of this so another month won't hurt right? best of luck to your friend and god bless.
Susan