Anyone have Cigna PPO????
Hi All...
I'm just starting this process to having the Realize Lap-Band done. I have Cigna PPO...wondering if anyone out there can give me information if they've used this insurance company. Looks like I'm going to use "out of network" benefits. If you used "in" network, I'd love the advice too!!!
Thanks so much....
Kimi
I'm just starting this process to having the Realize Lap-Band done. I have Cigna PPO...wondering if anyone out there can give me information if they've used this insurance company. Looks like I'm going to use "out of network" benefits. If you used "in" network, I'd love the advice too!!!
Thanks so much....
Kimi
Hi Kimi
I had my RNY under Cigna PPO and I used "in" network benefits. I had my surgery just in time since a few months later, my company discontinued any coverage for weight loss surgery. You should check to make sure whether you company disqualifies the surgery.
Cigna does usually require a 6 month to a year pre-surgery diet plan.
Send me an message if you want any more info.
Vicki
I had my RNY under Cigna PPO and I used "in" network benefits. I had my surgery just in time since a few months later, my company discontinued any coverage for weight loss surgery. You should check to make sure whether you company disqualifies the surgery.
Cigna does usually require a 6 month to a year pre-surgery diet plan.
Send me an message if you want any more info.
Vicki
Hi
I also have Cigna PPO and have been reading online how hard it is to get approved. My BMI is 39 which is just under the 40 that is used for easier approval. I was diagnosed with high blood pressure in mid December and have been on meds to control. I have degenerative spine disease and plantar fascitis.
I am in my second month of completing the six month requirement with a nutritionist and seeing specialists. I am just so nervous that this is all a big waste of time and a big disappointment.
I have done every diet since I was 12. I battled my weight my whole life. I am not sure that is enough.
What is the difference between the "out" of network benefits?
I also have Cigna PPO and have been reading online how hard it is to get approved. My BMI is 39 which is just under the 40 that is used for easier approval. I was diagnosed with high blood pressure in mid December and have been on meds to control. I have degenerative spine disease and plantar fascitis.
I am in my second month of completing the six month requirement with a nutritionist and seeing specialists. I am just so nervous that this is all a big waste of time and a big disappointment.
I have done every diet since I was 12. I battled my weight my whole life. I am not sure that is enough.
What is the difference between the "out" of network benefits?
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