home buying wit low credit score

Hey my jersey people, im in need of all u homeowner's help....I would like to know if any of u had a credit score of 426 and still brought a home in new jersey area.........If so. How did u go about this/??? Anything is helpful

hi cozette i'm not sure what your credit report looks like -- but you will have to clean it up -- send the creditors something, anything every month -- a guy i work with gave me this name and number a while ago -- he's using him now -- Hess Kennedy & Company Phil Zito 1-866-273-6014 or 0014 (i can't read the number) http://hesskennedycompany.com/credit_counseling.html http://hesskennedycompany.com/index.html you can also get your FREE credit report at https://www.annualcreditreport.com/cra/index.jsp you do NOT have to sign up for anything for this website also call the local housing authority and see what programs they have to help with credit and saving for a down payment and such good luck Roberta