Don't give up, appeal. Not just that but you can send them a letter yourself, stating why you think you need the surgery and what problems you have and how it would benefit them in the long run if they allow you to have this surgery. Don't give up, people sometimes have to fight a 6mos to a year but they do eventually get approved. Keep you in my prayers that they will approve you soon!

Yesterday I had my appointment with my surgeons dietian, today I called my insurance, BCBS pers North Dakota and they denied me, they said I did not have a BMI of 40 for three years, and I had no Co- morbids,  the first of which is true, but I have arthritis, gerd, high clorestrol,  hiatel hernia and I have an appointment for a sleep clinic  appointment for the 9th of July, So evidently when they sent the letter to the insurance they didnt put down my co-bids. So now what? I have been through all the hoops, I am so frustrated I could just scream. I guess I  will just have to wait and see. I am just so sad. Well thanks for letting me vent. Loretta

Judi has been a sweetheart. My prayers and blessings for quick and pain free recovery are added to yours. Robin

Has anyone heard how Judi's surgery went?  I was writing the date yesterday and kept thinking...06/26?  06/26?  there's something about this day??? lol  Then I 'membered, Judi was in having her surgery....yay  Judi!!!  I hope it all went well, I said  a special prayer for her last night that her healing would go smoothly!!  I can't wait to hear from her!!

I had looked into self pay at Meritcare in Fargo prior to being approved for insurance.  I called Cindy, the gastric bypass coordinator, and she referred me to someone in the billing department.  THey mailed me out a quote, and the terms.