Feeling discouraged

I recently had to change my insurance from a medicare supplemental insurace (Humana PFFS to Humana PPO)so now instead of paying 20% of the surgery i now have to pay over 30%, because Dr V is now out of network and the hospital (presbyterian) is also out of network, I'm putting this info out because I don't know what to do now, because financially I may not be able to have the surgery. So far I have put so much time energy and Money into all the pre opt classes and appointments, and now it seems as if i have hit a brick wall. If anyone can advise me on what to do if they have been in this type of situation, maybe advice on another type of insurance I could get to cover the gaps that medicare and humana doesn't cover or a place that makes loans for bariatric surgeries or any type of advice or sugestions, it would be greatly appreciated.

I'm so sorry to hear of your struggles. I would suggest that you consider posting/crossposting this to the Main, RNY and Insurance forums to see if there are others that have had a similar situation and might be able to offer some constructive advice. 

Wishing you all the best,

Thank you for responding with that info, i sure will repost, and next time i post hopefully it will be better news, thanks so much....

Have you checked to see if other WLS surgeons are in network?  You can often just transfer your records and pick up right where you left off (or close) with a new surgeon.

Thanks for your reply, you know I was so devastated when I got that info, that i did'nt think about going that route, thank you so much for reminding me that there are other options,.... greatly appreciated

Hello from your neighbor in Kings Mountain!  :-)
I traveled to Dr. Sudan in Durham. See if he's in your network. You'll like him. I started out first seeing Dr. Voellinger, but later I switched to Dr. Sudan.
Hope everything works out for ya!
Cheryl

ok thanks i will look into that, did you have to change from dr V, because of insurance issues too?

I didn't change because of insurance issues. I changed because Dr. Voellinger wanted to put a band over my gastric bypass, and I didn't want that. See, I had revision surgery. Dr. Sudan converted my proximal RNY to a distal RNY.
What kind of surgery are you planning on having done?
Cheryl

I was having the RNY but after reading a lot more on the topic a DS sounds more effiecient, I guess first before trying to change which surgery to have, i should first find an in-network surgeon, keep you posted

Definitely keep us posted. While you're finding a surgeon in your network, you can also research your WLS options. If I was able to do it over again, I would have the DS in a heartbeat! Research, research, research!!!!!
Good luck to ya and keep me posted on your progress!
Cheryl