Financing

I have searched for information about financing.
I would appreciate it if I could gather information from those of you who financed your surgeries.

This probably isn't the kind of information you're looking for but... I went to my local banker where my pickup is financed. He refinanced it for the money I needed for surgery. (needless to say, I'm married to that pickup for a few years) LOL Best wishes to you Kina 220/155/120-130

Kina, That is a great idea! I will definitely keep that in mind as an alternative! Teri

Hi Terri We refinanced our mortgage with a cash-out option. Our home was in only my husband's name because he bought it when we were still dating. Unfortunately, his small business filed a bankruptsy last year, and that affected his personal credit. So, we went to the court and added me to the title. Then I refinanced the mortgage in my name only, using only my credit. We borrowed a total of $40,000 and it raised our mortgage about #130/month. But that is for 30 long years... Oh, and we borrowed so much because we're both having the surgery, and we're both small business owners, so we need to have a cushion for the lost pay while we're in Mexico. Bridget

Hi Teri, I went through my credit union. I had a vehicle (almost paid for) and they simply refinanced it with interest rate 9%. I had the lapband surgery in September 2005. Good luck. Bette

I checked out the "medical financing" companies and there was no way I was going to pay 22% interest! My credit is good, above 600 and so I went to citifinancial around the corner and took out an unsecured personal loan for "medical expenses" for the balance I needed after refinancing our house. I wouldn't have needed the loan at all if I had made my decision earlier, but we spent a lot on home repairs while I was deciding. Oh well, this surgery will pay for itself in 3 years, I've figured out. From doctors copays to prescriptions, I'm saving over $170 per month! Good luck to you! Bonnie