Will US insurance cover costs 4 Complications?

Natalie B.
on 8/13/04 2:58 pm - Houston, TX
Hi all, I am curious if anyone knows if US insurance companies will cover complications that might arise from a surgery done in Mexico or any other self pay way. Thanks, Natalie
Charlotte H.
on 8/14/04 2:34 am - Taylor, TX
Hi Natalie, My guess is that it depends on your insurance carrier and how your PCP codes the problem. I understand that a lot of people have their blood work for nutrition paid for by their PCP coding it to rule out malnutrition rather than as a post-surg patient. I haven't had any problems, but my PCP took out my drain and staples and the insurance paid for their part (I still paid my co-pay for an office visit.) I don't know how she coded it. I would ask my PCP if I were you and share with her/him (IF they're supportive about this already) that if there are problems, they need to be coded so that the insurance pays. Charlotte
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