Citerra financing

Anyone use Citerra financing? They approved me for $8500 and when i got the contract it said i was being loaned $13,021 and that my payments were 390 for 51 months. I declined it and called them. The woman loan agent told me i was misunderstanding it. That 13, 021 was the end total of the loan with ALL the interest and that gee payments of 390 a month aren't for 51 months. They say that payment is above the minimum and will have the loan paid off sooner. The paperwork seems to be contradicting what she is saying. Is like to hear from anyone who has used them to help clear up the discrepancy. Thanks!

I had the same experience and just walked away. I felt like they were incredibly shady.

Where did you end up financing at?