Anyone out there use Citerra Finance for WLS? Would you recommend?
If it helps here a a search that may contain an answer for you.
HW: 478+ Consult: 478 Pre Op: 453 SW: 438 CW: 293 (7-20-15) GW: 225 LBS Gone: 185
VSG with Dr. T. Ryan Heider at the Center for Surgical Weight Loss at Lake Norman 11-6-14
I just used it and it was great since i don't have another way to come up with close to $6000 in cash. The finance charge is pretty high but having surgery in MX it's still a lot $1000s cheaper then getting anything done in the US. The lady I think her name is Gen is super helpful and sweet. Just finished signing all my documents and planning on having my surgery in November.
So I'm applying now. They agreed to give me $8,500 but the document they sent me to sign says I will be paying 20.99 interest on $13,021. The woman on the phone says the $13,021 is the total amount paid at the end of the loan including all interest. But no where in any of the documentation does it mention my original loan being 8,500. Is this legit? Or are they trying to get me to sign that they are loaning me $13000 but really only loaning me 8500?
I have also applied via Citerra and was approved. My loan amount is also $7300. I am kind of freaked out because on Bariatric Pal when I posted, I was really criticized for considering using it because of the high APR (21%) and the amount of add ons to the loan (about 2800k). Someone also said that they could sell off my loan and I would end up paying even more money (which sounds weird)!
Have you had any bad experiences so far? I really, really REALLY want to have this surgery. I need it.
Thanks for your input! :)