Have I got something to share with you guys,,,,,,,,,,,,,,,

2 days ago I was going through my mail and I came across a letter from Discover card,I thought,that's weird,I don't have a Discover card. I opened it and it was a letter thanking me for my application for a new card. I thought OK this is weird (ding ding ding) So I found an 800# for Discover card and called them,after talking to literally 9 different people and telling them my story I was turned over to the fraud department.Sure enough someone had applied via the Internet on an on line application for a Discover card in my name on Feb 8Th. Whoever did it had my S.S.# and address. But had my occupation wrong and my mother maiden name wrong and get this spelled my last name wrong! but still got a damn card  because they used my S.S.#. They informed me I needed to take certain immediate steps by notifying credit agencies etc. I did all that. Then this morning I was thinking about it and it occurred to me (ding ding ding) on Feb 8Th I filled a form out on line for financing of WLS at a Dr's website that is in Mexico !!!!!!!!!!! I called the next day and canceled the loan request. So I called the Dr's office and told them my situation and lady was very rude and actually hung the phone up on me. I called Discover back and gave them the Dr's name and number and told them what had happened and they were going to follow up. Interesting to say the least.

that is so scary! almost 2 years ago we went on vacation, we were in Mazatlan and we were checking in, my husband was gonna use his debit cart (visa logo) and then decided to use cash.. the lady said she didn't have change so my husband just handed her the card she swipped it and we enjoyed our stay., they had internet access there so one night I couldnt sleep and went to use the pc's the workers were all on  their laptops.. didn't think anything of it.. so I was then told that the computers couldnt be used after 11 .. i told them that their were no signs and that I was never told anything so they said "well ok you can use it, but for future refrences the computers are off limits after 11"  To make a long story short when we got back we had all kinds of notices from our bank  that were were overdrawn on our account.. we had more than plenty in there so my husband called right away and we found 6,000.00 had been used! and 2,000.00 were pending payments.. We went online to see our statement and they were all airplane tickets that were purchased and some other small things.. the only time we used that card was at the hotel.. We advised our bank of what had happened and they say it happens often.. these people purchased tickets back to back for hours every other charge they attempted to make was denied so why weren't we notified? the bank ended up giving us our money back and advised us to use travelers checks instead.. Lesson learned! never again will  I use any  type of card in MX especially when they ask for my personal info.. good thing you caught it on time.. Wendy

what do u use to pay for things besides a credit card?  i am taking cash, but plan on use my credit card for  some things. Now, i am worried about using my card.. what do i do?? how do travelers checks work? where do u get them?

you can get them through your bank they are the same as cash the only difference is I believe you can cancel them if they are lost or stolen.. I wouldn't worry if your gonna use it at a market or something but in areas like Hotels where they ask you for further information .. I would use cash or checks there.. Wendy

The credit cards companies make so much money that it is easier for them to issue a card, be wrong, chargeoff the account than to protect OUR privacy and rights.  They just charge higher interest rates and other fees to offset the difference. I lived in North Carolina during the 90's.  I later moved to Florida.  One of those "no credit check" obviously came to my NC address in my name.  Someone filled it out, receieved the card, charged $1300, and then paid it off.   Go Figure! Coolbreeze

It wasn't the Financing on Dr Joya's site was it?  I was just getting ready to fill it out.