I need advice about my insurance - I have BCBS HMO BLUE

SoCo_Fluffy
on 6/16/10 3:21 am - MA
 I have a $1000 deductible. I'm having surgery at Toby Hospital in Wareham. I can't get a straight answer from anyone. Not BCBS, not my surgeon, not the billing department at the hospital.... Will I need to pay the deductible before surgery or will I be billed?
hollyberries
on 6/16/10 8:35 am - Carver, MA
I have a $1000.00 deductible as well.  The procedure will be done first.  The hospital will bill the insurance; insurance will pay everything less $1,000.00.  You will pay the remainder.  This is typically how it works (at least for me).

Good luck,
Cindy
Jeremiah 29:11, "For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future."
        
SoCo_Fluffy
on 6/16/10 2:31 pm - MA
 Thank You Cindy! I see that you're in Carver. Did you also go through Wareham Surgical Associates? 
hollyberries
on 6/17/10 4:59 pm - Carver, MA
I did not go through Toby.  I went through Brigham & Women's.  My friend Mary went to Toby and loved it.  She had the lapband though.  Best wishes with your surgery.  You won't regret it.

Cindy
Jeremiah 29:11, "For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future."
        
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