Recent Posts

KristenRB82
on 8/7/13 8:27 am
Topic: United Healthcare Choice Plus
Hey everyone! I have been wanting to get gastric bypass since I was 17, but never had the opportunity. No insurance and obviously never had the 30k to pay out of pocket. Also, self pay just really would be last resort for me. Those interest rates kill you! I even thought about going to Mexico to have the surgery done. I've read some really positive things about medical tourism. However, I'd prefer to have it done in the states.

So my question is, I have United Healthcare, Choice Plus with Estée Lauder Co. I've called several times and yes it is covered. My BMI is 50 and they have stated that with my particular plan/carrier that not only do I not need to participate in a weight loss study or program, but I don't need to supply them with a 5 year history of an over 40 BMI.

I even have asked them if once everything is submitted to them, will I THEN get something telling me that it IS required. And they told me "no. It would be in your policy if that was the case."

Is this too good to be true? Am I going to be dissapointed? Anyone out there have a similar experience with this?

Thanks so much!

AB64
on 8/7/13 8:10 am
Topic: RE: Horizon BCBS NJ and Gastric Sleeve?
Yes, Horizon BCBSNJ covers the sleeve. Mine was approved in 2011. You have to "jump thru hoops" but it is worth it. You have to go thru 6 months of supervised dieting but, to me it was worth it because it showed my horrible eating habits! Once I finished, I was approved in about 8 days! Good luck!
Member Services
on 8/6/13 5:56 am - Irvine, CA
Topic: Supersize vs. Superskinny television show coming to the U.S.

Supersize vs. Superskinny is a television show in the UK.  They are bringing their show to the U.S. to film here.  They are looking for people that are interested in being candidates for their show. 

Each candidate will be matched with someone in the UK that will be their partner.  The candidate and their partner will work together to on the candidate's weight issues. 

If you, or someone you know, in the 500 to 700 pound range, and would like to be considered for the show, please contact us at [email protected].  They will be filming in just a few weeks so if you're interested, email us asap.

 

Jen1014
on 8/5/13 10:45 pm
Topic: RE: Aetna ughhhhh HELP!!!
Thanks so much ladies!! My appointment with the surgeon,Nut and psychiatrist is tomorrow!! I am so nervous!!!
Nan2008
on 8/5/13 10:33 pm - Midland, MI
Topic: RE: Aetna ughhhhh HELP!!!

I have Aetna and myself and my three kids all had RNY and were approved though Aetna.  You do have to meet the criteria in the clinical bulletin 0157 or they will deny.  I had to appeal mine and my daughter's denial but we were approved after I appealed.  My two sons were approved with no problems but again, you have to do everything that is required in their criteria.

I sent you a PM of all of the information to help you with your approval!

Good Luck!

Nan

Nan

HW 300
/ SW 280 / CW 138 /
GW 140
Hit Goal 4/2/2010

        
sparkle123
on 8/4/13 5:55 am - MI
Topic: RE: Tips for newbies who are worried about qualifying for insurance (xpost)

Thanks so much! I am going to call the number on the back of my insurance card and ask them. I found another post on this site, which was very helpful and it was actually a list of questions that are good to ask your insurance. I saved the link and am going to ask them tomorrow. I am a bit worried because my plan is individual and not through an employer. I am a stay-at-home mom. Perhaps even if it isn't included in my plan, they might accept a letter of medical necessity. Do you think so? Also if I ask would they would send me the documentation? Sorry for asking so many questions! I am just trying to figure this whole thing out and I appreciate every bit of information that you give me. Take care!!

I will keep you posted! I have to call tomorrow though (Monday morning) because I don't think anyone would be there Sunday. 

VSG on 06/12/13
Topic: RE: Tips for newbies who are worried about qualifying for insurance (xpost)
I have similar coverage - choice plus, but the contract requirements are going to vary widely depending on the organization (usually an employer) that purchases the coverage. As my first coordinator told me, "oh, they accept 35 with comorbidities", I rapidly found out that when they said 40, they meant 40 and denied my 38 BMI straightaway. I have only met one other person here in the insurance discussion who has the same requirements (is through the same employer) as I have.

That said, unless WLS is specifically omitted from your plan, I have to think a BMI of 50 is looking like a fairly surefire bet for you. Get your contract documentation to be sure, though!

Good luck to you -
Laurie

   

Sleeved 6/12/13 - 100 pounds lost to get to goal!

sparkle123
on 8/3/13 5:01 am - MI
Topic: RE: Tips for newbies who are worried about qualifying for insurance (xpost)

Thanks so much! I figured out UHC is United Healthcare and that is what I too have. Mine is through Golden Rule though. Its the United Healthcare Choice Plus Network, although it is an individual plan too. Have you heard anything else about them approving people? I read people posts on this site and they talk about through their employers they have this insurance and they get approved for WLS. 

I have been overweight for over 5 years and my BMI is currently 50.5. I have 4 kids and I really want to get a WLS done. I don't know why insurances make it so difficult. My PCP did recommend it to me before also. 

VSG on 06/12/13
Topic: RE: Tips for newbies who are worried about qualifying for insurance (xpost)
You do not have to live in CA. I live in GA. They represented me as advocates, not attorneys because they are not admitted to the GA bar. But, that is all you need in order to pursue an appeal. Good luck in your journey!

   

Sleeved 6/12/13 - 100 pounds lost to get to goal!

VSG on 06/12/13
Topic: RE: Have hit the end off the road
Their paperwork indicated an interest in working with people in different financial situations. I live in GA, and while they could not represent me as attorneys, they could represent me as advocates, which is all i needed. And yes, they can help even if excluded. Good luck!

   

Sleeved 6/12/13 - 100 pounds lost to get to goal!

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