Recent Posts

BelieveInFaith
on 9/3/13 9:48 am - NJ
RNY on 08/08/13
Topic: RE: Question about Paying for WLS

Every surgeon is different.  It's best to give the office a call and they'll let you know.  Goodluck!

Never accept NO for an answer.

 

        
aprilchanel
on 9/2/13 7:12 am
Topic: RE: Medicaid as a secondary
I am in the Same boat as you !!!!! And my surgery is tomorrow morning @ 7 Am it sure would be nice if they did I really don't want to give up $1500 tomorrow morning I forgot to tell the hospital when I did my Registration that I have Medicade as Secondary, but sure will tell them in the Morning I hope it will cover it cause I can take these $1500 and put it on some other bills.... Good luck to you

        

    
aprilchanel
on 9/2/13 6:46 am
Topic: Quick Question????!!!
If I have Anthem Blue Cross as my primary Insurance and Medicade as Secondary will Medicade cover my Out of pocket of $1500 for my surgery ? I have the money I just wanted to know because it would be nice if they did! Has any one experience something like this before?

        

    
Jenn C.
on 9/2/13 5:16 am - Naugatuck, CT
RNY on 10/21/13
Topic: Medicaid as a secondary

I have CBA Blue which is a subsidiary of BCBS of Vermont. I also have Connecticut Medicaid( Husky A).

My primary has a $250 deductible which I am putting the money into a flexible spending account every time I get paid. I also have 80% coinsurance and a $1500 out of pocket expense. Now it all of a sudden dawned on me that I may have to pay the $1500 up front! Yikes! I don't have $1500 to cough up right now and I sure as hell can't get a loan with my crappy credit! 

Now since I have medicaid, will they pick up the out of pocket expense? Had I known earlier this year that I would be getting WLS, I would of been adding more $$ in my flexible spending account!!

I don't have a problem paying it if my surgeon doesn't expect it up front! I'm just scared now, it will take me a long time to come up with this money! 

Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.

    

            
Wendie8427
on 8/31/13 6:18 am - MI
Topic: RE: Anthem BCBS - Fast Response!

Oh that is GREAT! That is my Insurance too. I am hoping for brieng approved fast too.

jacklynnsmama
on 8/30/13 1:13 am - WA
RNY on 12/16/13
jacklynnsmama
on 8/30/13 1:12 am, edited 8/30/13 1:13 am - WA
RNY on 12/16/13
Topic: RE: Anthem BCBS - Fast Response!
Sweeeet! I have the same ins. Im hoping I get the same quick response! I'll come back after my consult next week and let you know!
southbay311
on 8/28/13 5:21 am - NV
RNY on 02/22/12
Topic: RE: Anthem BCBS - Fast Response!

Anthem Blue took 2 weeks for approve my request, but they paid well and my out of pocket was not too bad.  I had to write a check for $518.00 at the hospital for the 2 days and just my copay for office visits with the doc...All other expenses were covered.  So for $518 it gave me a great and wonderful gift of a new beginning and life.

Congrats and best of luck moving forward

H/W 326   S/W 287                                                                                     GW 145                                                      
hollykim
on 8/28/13 3:27 am - Nashville, TN
Revision on 03/18/15
Topic: RE: Buying insurance just for surgery?
I have never heard of a individual policy covering Wls because they know the average person plans to do do just what you are planning. Not saying that plan is wrong,just. That most individual policy carriers are wise to it. I would save the premiums I would be paying them and go to MX personally.
Gl

 


          

 

(deactivated member)
on 8/27/13 3:04 pm
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