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I'm thinking about some form of weigh loss surgery. I haven't spoken with doctor yet. I'm trying to decide if there's a chance that UHC would approve me. I contacted them about the requirements and here is part of the response that I have a question about.
Bariatric surgery (on an inpatient or outpatient basis) is a covered health service based on the following:
- Covered Person must have a minimum BMI of 40 with documentation of a diagnosis of morbid obesity for a minimum of 5 years from physician; or
- Covered Person has a minimum BMI of 35 for 5 years with complicating co-morbidities (such as sleep apnea or diabetes) directly related to, or exacerbated by obesity with documentation of a diagnosis of co-morbidities for a minimum of 5 years from physician.
My BMI is 39.5 and I just diagnosed as having sleep apnea. The problem is I'm not sure if my BMI has been 35 or higher for the past five years or than during pregnancy. I only went to the doctor consistently when I was pregnant. I had first child five years ago and my last one three years ago. My question is, does anyone know or have any experience with UHC regarding the five year history. Will they consider a BMI less than 35 if it was more than five years ago?
Congratulations!!! I got approved by Aetna last week; What a great way to start a new year!
Lisa
So excited! My VSG was approved!
I will say that I was really sweating it because of the at least 2 years of weight documentation. However, I had some old medical weights that proved I'd been fat longer than the 2 years. I wrote a letter to explain why I hadn't been to a doctor. It worked. January 14 can't get here soon enough!
This is what I was told, if it is documented in your chart as a weight loss visit, and goals were discussed with PCP, it would count. Weight and BMI must be documented. Your surgeon may require other things.
Just letting you know my experience, I too had the LB revised to the Sleeve and my reflux became worse. Not sure if you know that RNY is the less likely for reflux. I have a hiatal hernia too. I am waiting for my doctor's office to submit the paper work to BCBS Federal.
Oh, and I should also add that Aetna is my insurance company.
I have almost the exact same story as you! I have been obese for years but did not have recent medical documentation. I wrote a letter explaining the lack of current medical weight documentation (basically that I had not been sick since my son was born in 2009, my husband lost his job so insurance changes and a move had me just putting off regular preventative exams, etc) My plan states that I need documentation of "at least 2 years of persistent obesity" so we provided medical records from my pregnancy in 2009 showing that I was, indeed, obese back then. I stated several times in the letter I wrote that I had "at least" two years of obesity...I had more like 15 years! I was approved. I'm having surgery in January. I hope this helps your spirits. Good luck!
Either way... NO. There is no reason that you are unable to work! If you CHOOSE to take time off work to concentrate on your weight loss (what makes you think that requires 24/7 attention?!?) that is your business, but do not expect the US taxpayers to pay for it!
Do you have any idea how insulting your question is to the people who legitimately need disability?
Lora
14 years out; 190 pounds lost, 165 pound loss maintained
You don't drown by falling in the water. You drown by staying there.