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trinoc
on 11/9/13 12:05 pm - TN
VSG on 01/14/14
Topic: RE: Aetna Insurance - 2 year history of BMI

I have almost the exact same story as you!  I have been obese for years but did not have recent medical documentation.  I wrote a letter explaining the lack of current medical weight documentation (basically that I had not been sick since my son was born in 2009, my husband lost his job so insurance changes  and a move had me just putting off regular preventative exams, etc)  My plan states that I need documentation of "at least 2 years of persistent obesity"  so we provided medical records from my pregnancy in 2009 showing that I was, indeed, obese back then.  I stated several times in the letter I wrote that I had "at least" two years of obesity...I had more like 15 years!  I was approved.  I'm having surgery in January.  I hope this helps your spirits.  Good luck!

Cicerogirl, The PhD
Version

on 11/9/13 7:15 am - OH
Topic: RE: Anyone file for/receive SSDI for co-morbidities?

Either way... NO.  There is no reason that you are unable to work!  If you CHOOSE to take time off work to concentrate on your weight loss (what makes you think that requires 24/7 attention?!?) that is your business, but do not expect the US taxpayers to pay for it!  

Do you have any idea how insulting your question is to the people who legitimately need disability?

Lora

14 years out; 190 pounds lost, 165 pound loss maintained

You don't drown by falling in the water. You drown by staying there.

GigiT
on 11/8/13 10:00 am - TX
Topic: RE: Need help on how to appeal Cigna's denial _HELP!!!
Hi there! I had my doctor do a peer to peer review and I was approved within 15 minutes. I have my surgery 11/25. I supplied the doctor with everything I tried to lose weight. Printed out when I joined weigh****chers. I printed out an invoice showing I did acupressure balls to lose weight. Showed when I joined a gym. I mean everything I can think of that I did I gave to the doctor. Don't give up!!!
hollykim
on 11/8/13 5:25 am - Nashville, TN
Revision on 03/18/15
Topic: RE: HELP!! Need Dallas dr. and insurance specialist help. Got 2nd denial from cigna
Hate to bear bad news,but it. Looks like there DOES have to be show a mechanical failure of the band. If that can't be proven then they are assuming you ha e not followed the program and the failure is yours and not the band failure. If there is not a band failure proven,they won't pay to have it out.
Unless your tests show a slip or erosion or something they are not. Going to pay.
I am not saying you ha e or have not failed the band,I don't have a clue.

Going on what you have said here,that is the way it looks to me.
GL

 


          

 

consideringMGBasap
on 11/7/13 3:24 pm
Topic: UHC approval question

I am confused about the UHC guidelines for approval. If my BMI is 49.9 and the minimum is 40. The contingency is a 6 month monitored diet plan. My question is can that "diet" be monitored before the process is started with the surgeon or can it be prior to that visit. I am concerned that I will have to wait 6 months. I have tried to lose weight for over a year and it seems counterproductive to make patients wait longer.  Does anyone have any experience with Insurance guidelines?

lovemyhorse
on 11/7/13 2:59 pm
Topic: RE: Need help on how to appeal Cigna's denial _HELP!!!

I cant give any advice but I am in the same boat with Cigna in TX. BMI 35 lapband 10+ years ago. Never lost weight. Been in pain with the band for the past several years and I just got the second denial because no technical failure and because there is no evidence to show WLS cures diabetes. I dont even have diabetes!! I am so frustrated with dealing with Cigna. My dr is going to do a peer to peer on Monday but Im not very hopeful for anything except another denial. ARGH!!! I hope it works for you.

lovemyhorse
on 11/7/13 2:48 pm
Topic: HELP!! Need Dallas dr. and insurance specialist help. Got 2nd denial from cigna

I have had a lapband for 10+ years. I have never had any luck with losing any weight with it and the past 3 years it has been very painful due to scar tissue building around it. I have 3 years of visiting my Primary care dr with stomach pain, chest pain, and reflux. Spent thousands on tests and office visits + EGD and barium swallows trying to figure out why the band hurts so bad. No slip, no erosion, just hurts like a madman. I now weigh exactly what I did when I got the band with a BMI of 35. I have insulin resistance (but not diabetes yet) high blood pressure, reflux, sleep disorders, hypo thyroid issues, serious depression, shortness of breath, and very high triglycerides. All of these conditions require 7 expensive meds a day plus therapy and counseling for the depression. My primary care dr. has written letters to CIGNA practically begging them to revise from band to sleeve. My surgeon, who put the original band in, has asked for the okay to revise. Yesterday Cigna reaffirmed their decision to deny based on (are you ready for this) #1 There has been no evidence that there has been a mechanical failure of the band and #2 Weight loss surgery is experimental for the treatment of diabetes. I DONT HAVE DIABETES AND THE DR NEVER SAID THE BAND HAD A MECHANICAL FAILURE. I only have until the end of the year and then my husbands insurance changes to where we will no longer have WLS coverage. At this point I would love advice and recommendations for which Dallas area doctors can get fast new patient appointments and most important who has the best, most experienced insurance approval staff? I am so frustrated with this. Badly need help very soon.

BelieveInFaith
on 11/7/13 10:08 am - NJ
RNY on 08/08/13
Topic: RE: Just got approved.

CONGRATS!!!

Never accept NO for an answer.

 

        
LML8789
on 11/7/13 4:55 am
Topic: RE: Just got approved.

Congratulations!!!!!  We're both November sleevers!  I just found out yesterday I was approved as well--11/20th is surgery date but had to start pre-op diet already.  Good luck on your surgery, 

 

Lisa

 

                  

        
hollykim
on 11/6/13 9:46 am - Nashville, TN
Revision on 03/18/15
Topic: RE: Anyone file for/receive SSDI for co-morbidities?
On November 5, 2013 at 6:27 AM Pacific Time, CiCiBaby wrote:
Thank you everyone for your positive and informative responses. My life is better for having heard your opinions. And thank you for working hard so I don't have to. Much appreciated!
You asked for our Opinions when you posted on a public forum.
Too bad it was not what you wanted to hear.
However,our lives are NOT better since you are trying to milk the system.

Only sorry ppl do that.

 


          

 

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