Recent Posts

airbender
on 11/13/14 7:25 pm
Topic: RE: Did your insurance cover your 3rd weight loss surgery?
On October 1, 2014 at 9:54 AM Pacific Time, babygirlinokc wrote:

Some of you are familiar with my story.  

2008 - Lap Band - Did not find sweet spot, gained back my weight.  Had a Hiatal Hernia with acid reflux.  BCBS Federal did approve this surgery.  Dr. Timothy Eldridge

2009 - Removal of LB and revision to a different bariatric surgery VSG.  -  Did not reach my weight loss goal.  Hiatal Hernia has enlarged and acid reflux worse.  BCBS Federal did approve the Removal of the LB, but Denied the VSG, had pay cash.  Dr Toby Broussard 

2013 - Was denied for Revision to a different bariatric surgery (RNY) - Because of not being in compliance with the 2 previous surgeries.  Dr. Luis Gorospe

2014 -  Planning on Revision to different bariatric surgery (RNY).  On my 3 month program right now.  Dr. Lana Nelson

Anyone out there having a 3rd chance of surgery covered from BCBS Federal or whoever?  Yes, I checked read and understood BCBS Federal medical policy and they do cover revision to different bariatric surgery.   

Please share your story.  Thanks everyone!

Babygirlinokc

 

the question is not which insurance company will cover surgery as all will if deemed medically necessary, the question is not how many surgeries you have had either will not pay, it really is that simple.   I dont see anything in your post about your reasons that you had for conversions and you are asking for conversion #3 with no mechanical failure if I understand correctly?  This will be a very hard sell, even for an attorney, hope you find answers real soon

Bill Barrow
on 11/13/14 9:05 am
VSG on 12/01/14
Topic: RE: Insurance Provider Changed

I called the insurance provider and she told me that I was approved for the lap - band and the  RNY procedure but not the VSG procedure that I wanted. So I called the Lady at the surgeon's office and she told me that she is working on it. she told me that the provider coverage should be the same as the the previous provider and they are working out the issues. She told me that she would call me friday 11/14/14 and let me know how it's going. she asked me if I would consider  having the RNY procedure if they were unable to get the VSG approved and I told her it would be fine with me to switch to a RNY, She said she would talk to the Surgeon about it and let me know Friday. I have researched the different options and in some ways the RNY procedure may be a better choice for me  anyway , So I am Fine until Friday... Thanks  

hollykim
on 11/13/14 7:39 am - Nashville, TN
Revision on 03/18/15
Topic: RE: Insurance Provider Changed
On November 7, 2014 at 2:31 AM Pacific Time, bbarrow wrote:

Thanks for the reply.... I am under my wife's insurance, she is an R.N., and  I am having the surgery at the hospital where she works.  Every one that I have talked to today has said that as much money as the bariatric surgeon brings in to the hospital, that when they changed providers,  bariatric surgery is still covered and maybe easier to get approved if I have already been approved by the previous provider.   The lady that I talked to was the office manager and the lady that handles the insurance filing stuff has been out of the office all week and should be back in the office friday. After I talk to her I will post back and  I am sure everything will be fine and I am sure I will be having surgery soon. thanks so much

Bill

what have you found out?

 


          

 

Bill Barrow
on 11/6/14 6:31 pm
VSG on 12/01/14
Topic: RE: Insurance Provider Changed

Thanks for the reply.... I am under my wife's insurance, she is an R.N., and  I am having the surgery at the hospital where she works.  Every one that I have talked to today has said that as much money as the bariatric surgeon brings in to the hospital, that when they changed providers,  bariatric surgery is still covered and maybe easier to get approved if I have already been approved by the previous provider.   The lady that I talked to was the office manager and the lady that handles the insurance filing stuff has been out of the office all week and should be back in the office friday. After I talk to her I will post back and  I am sure everything will be fine and I am sure I will be having surgery soon. thanks so much

Bill

hollykim
on 11/6/14 5:50 am - Nashville, TN
Revision on 03/18/15
Topic: RE: Insurance won't pay for anything; needing to become a self-pay patient
On November 5, 2014 at 8:28 AM Pacific Time, cclay99 wrote:

I am looking to have a revision done and have found a surgeon that I would like to work with.  I have just found out that my insurance won't cover anything that comes over with a code related to obesity or bariatrics.  Any suggestions on coming up with the money for this procedure?  Has anyone had any success finding financing for this procedure?

there are finance companies but your credit has to be pretty good. I do know that Starbucks and Lowes cover Wls for even their part time employees. That might be an option. Gl.

 


          

 

hollykim
on 11/6/14 5:48 am - Nashville, TN
Revision on 03/18/15
Topic: RE: Insurance Provider Changed

even if one insurance company approved it, they are not going to. Pay for it now,if your employer switched companies,because no premiums for you are being paid to the old compNy. Why would they pay for something when they don't have to. Approving it was just paperwork; unless you are an actual customer at the time of the surgery,they aren't going to pay it.

i think all you can do is submit to the new company and see what happens. Do you know for sure that your employer bought the rider for Wls with the new company?

 


          

 

Bill Barrow
on 11/6/14 4:12 am
VSG on 12/01/14
Topic: Insurance Provider Changed

Hello, I started this journey back in January. I have gone thru all the requirements for the insurance provider. it was submitted by the Dr. and denied, resubmitted and approved.. YaY.  but our insurance provider  changed on Nov.1st .  Waited a while and received a letter of approval from the first insurance provider and called the surgeon, told the lady  and she said she would have to resubmit everything to the new insurance provider. Does anyone know what I need to do. I thought since the original provider approved it , then they would pay for it. has anyone else had a insurance provider change right in the middle of the process.

  Thanks, Bill   
cclay99
on 11/5/14 12:28 am
Topic: Insurance won't pay for anything; needing to become a self-pay patient

I am looking to have a revision done and have found a surgeon that I would like to work with.  I have just found out that my insurance won't cover anything that comes over with a code related to obesity or bariatrics.  Any suggestions on coming up with the money for this procedure?  Has anyone had any success finding financing for this procedure?

Member Services
on 10/31/14 6:12 am - Irvine, CA
Topic: Ready for a new GIVEAWAY?

We're celebrating the latest addition to ObesityHelp, the Product Directory, with a NEW GIVEAWAY

We've partnered with PatchMD for this giveaway.  PatchMD is an alternative for bariatric patients to receive vitamins and supplements through a patch. 

There are lots of ways to score an entry.  The more entries you have the greater chances of winning.  Good luck! 

murphy3713
on 10/30/14 2:04 am
Topic: Minnesota Health Insurance Help!

I feel like I am losing my mind trying to find an insurance plan to switch through for WLS in Minnesota. I was on Tricare Prime because my husband was an active duty marine. He was medically separated, and now we have lost our coverage through Tricare. Please help I have been looking up plan after plan and have no been able to find one that covers bariatric surgery. I am already in the process of WLS my surgeon has already taken me on and I have qualified, I am hoping I didn't do all of this work for no reason.ReplyQuoteMember Serviceson 10/30/14 8:44 am - Irvine, CA

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