For TFL, Medicare will be your primary insurance.  If it is not a covered benefit through medicare, you still need to submit for prior authorization through medicare and get the rejection to send to the contractor for TRICARE for Life when the doctor requests the prior authorization on your procedure.  Whether or not TRICARE covers a revision, check tricare.mil and look under "see what's covered" it doesn't list all the exclusions but it is a starting point for you.

I have a similar policy with Cigna, and was told it does not cover bariatric surgery, even under treatment for MO.  I was aware of a surgeon *****paired hiatal hernias, and billed this to the insurance, while he did the VSG and billed for that separately.  Those insurance experts looked into my self-funded policy with Cigna (through my employer) and was also told absolutely no coverage for bariatric, regardless of co-morbidity or BMI.

Congrats and goodluck today 😊 My surgery is January 20th. 

My insurance company told me I was approved. As long as your doctor has the approval then you are good.

I am curious, I have read a lot on here to always get an Approval or Authorization Letter from your insurance company prior to having surgery.

I called my insurance company and they said that I have been approved, but I haven't received my authorization letter in the mail.  They said they sent it last week when I was approved on a Wednesday, well today is one week and I still haven't gotten it.

Do you think I should still have the surgery?  It is scheduled for Friday this week.