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It depends on the hospital or the surgeon. When I had my surgery, they did not collect anything up front other than a very small co pay. But my out of pocket amount, which was about $1800, I received bills for after I had my surgery from different people (hospital, anesthesiologist, surgeon).
When my daughter had surgery, about a year after me, same bariatric center, same hospital, they collected the co pay (approx $1,800) upfront. Apparently they changed their policy from the time when I had it.
You would need to check with your surgeon to see what his policy is on that.
Nan
Nan
HW 300 / SW 280 / CW 138 / GW 140
Hit Goal 4/2/2010
Also, my psych eval (as well as my kids, all of which have been approved for or are going through the approval process) was covered by insurance. Again, I had to pay the co-pay, the the rest was covered.
As far as the dietician, where I work we have a registered dietician on site and I was able to go to her. Her service is free of charge to employees, so I lucked out there. I know when my son went to a dietician a few years back, the insurance did not cover that visit.
Hope this helps,
Nan
Nan
HW 300 / SW 280 / CW 138 / GW 140
Hit Goal 4/2/2010
I sent you a PM. If I'm reading it right, you were denied because you did not complete their 3 month Multidisciplinary or the 6 month physician supervised diet. I'm thinking that besides the Revision requirements, you also have to meet the requirements for bariatric surgery which would include a physician supervised diet, along with BMI >40 or >35 with 2 co-morbidies, and proof of 2 year history of obesity.
Check out the PM's I sent you!
Nan
Nan
HW 300 / SW 280 / CW 138 / GW 140
Hit Goal 4/2/2010
I, too, had to pay out of pocket for visits with the exception of blood work that was also required. My insurance paid for that.