Recent Posts

chorn0312
on 10/19/10 10:53 am
Topic: Humana-KY state employee
Does anyone have any experience with this insurance? I am hoping to get the LapBand. Thanks!
M. J
on 10/19/10 8:33 am - West Palm Beach, FL
Topic: Florida Medicaid
Does anyone know if FL Medicaid covers the DS (Duodenal Switch)??? I originally went to my surgeon for the DS but they told me I got approved for RNY and my insurance doesnt cover DS but I'm not too sure how true that is.... Even if it were true, I feel they should be able to appeal it and they are telling me NO..... 
SamIAm_2010
on 10/19/10 7:57 am - MI
Topic: RE: Is this exclusion language?
I agree, those statements clearly state services related to obesity or mobid obesity are not covered. 

I don't know much about obtaining coverage just check your options and work with your agent to get the best policy possible. :)

Good Luck!

deedee21573
on 10/18/10 12:16 pm - Oklahoma City, OK
Topic: RE: Aetna PPO - Thyroid Condition exclusion - Help?
Maybe our policies are different. That wording is the last bullet point in mine under all the loop holes you have to jump through to have surgery. I still don't know what to do about it. I am going to try to get the Dr. to write a letter to explain that the symptom of "modest weight gain" due to MH does NOT apply to me. I am really worried. Meeting with one Dr. tomorrow. Not meeting with the endocrinologist till Dec 1. I am also going to order MR as far back as 7 1/2 yrs ago to show it is no fluke thing. Fingers crossed I can convince them.
Kelli S.
on 10/18/10 10:29 am - Kalamazoo, MI
Topic: RE: Aetna PPO - Thyroid Condition exclusion - Help?
WAIT A MINUTE!!!! I have Aetna PPO and no were on my policy coverage information does it say this. I have hypothyroidism.

I am 27 years old, 5' and 3/4" tall. HW: 263 SW: 226 LW: 142 CW: 198

(deactivated member)
on 10/18/10 2:40 am - Leesburg, VA
VSG on 05/03/11 with
Topic: CareFirst of MD
The policy says a 6 month dr supervised diet, does anyone know if I show obesity or morbid obesity over a period of 10 years if that will suffice or will it just strengthen the case. Im starting the 6 month doctor supervised diet now but would rather just apply and see if I get approval. I've been over 300 lbs for 20 years and can prove it. any advice?
kimberly_gr
on 10/17/10 10:52 am
Topic: RE: Is this exclusion language?
It reads like a clear exclusion to me.  I don't think there would be any work arounds because it's pretty much saying they're not paying for WLS under any cir****tances.
Kim
5'0"
"In two decades I've lost a total of 789 pounds. I should be hanging from a charm bracelet."  Erma Bombeck
  
mrsconrad
on 10/17/10 10:08 am - Steger, IL
Topic: RE: aetna - peer to peer APPROVED
This is wonderful news... congrats!
mrsconrad
on 10/17/10 10:06 am - Steger, IL
Topic: RE: I am Approved
Congrats!  This is great!
Ann M.
on 10/16/10 1:34 pm, edited 10/16/10 1:50 pm - GA
Topic: Is this exclusion language?
Or is there a work around? Please see the policy language below. I have Humana POS.

"Any treatment, including but not limited to surgical procedures:
- For obesity, whi*****ludes morbid obesity; or
- For obesity, whi*****ludes morbid obesity, for the purpose of treating a sickness or bodily injury caused by, complicated by, or exacerbated by the obesity."


We have insurnace renewals upcoming and I have some say in who we choose (but we only cover 3-4 employees). So in theory we could switch to another provider.  If this IS an eclusion any idea how much it would cost to add bariatric coverage?

ETA:

As it turns out the surgeons practice is an in network provider (he only does bariatrics) although I could not find him individually.

Ann

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