Recent Posts
Topic: RE: Surgery this month or wait till Jan?
FYI - I was approved by BCBS (verbal to Dr's insurance clerk) back in Nov. of 2007. We got all the info together, set a date and sent the letter for final approval. A BCBS rep called back to ask the Dr. to wait until after the first of Jan. 2008 due to some "issue". It's been too long and I don't remember the exact details. Any way, The Dr.'s office called and asked me about waiting and since I didn't really have a problem with it, we agreed. After the new year, the Surgeon's office wrote for the final surgery approval. The Dr. was casually advised that as of Jan. 01, 2008, my BCBS plan no longer covered ANY weight loss process. They wouldn't even pay for a Dr's office visit if the sole purpose was regarding weght loss.
I was totally out of luck for 3 year. I didn't even know they had added WLS back on until Nov. of last year when I got my new benefits booklet and ACCIDENTLY saw the surgery listed at the very back of the book.
I immediately got back with my surgeon and BCBS had turned me down 3 times. Finally I got a tenative approve but first I had to do a 6 month (180 day) diet. At the end of the 5th month of the first diet period, my bariatric surgeon was advised that BCBS had just changed their requirements and the 6 month diet had to be completed with my PCP, not the surgeon. Here we go again I thought! I had to start all over again with my PCP doing the 6 month diet. I joined Weigh****cher's too, just to be on the safe side. So instead of failing on a diet for 6 months, I ended up doing it for 11 months. Nothing like BCBS making sure you end up feeling like a complete and utter failure for as long as they possibly can!
I have finally been approved for RNY and have a surgery date set for 11/29/2010. I won't believe it until I am in recovery and my guts have been cut out! I don't trust BCBS any further than I can throw their building!
The lessons here? Get your approval in writing from your insurance company and get the surgery completed as soon as you can comfortably afford to do so!
I was totally out of luck for 3 year. I didn't even know they had added WLS back on until Nov. of last year when I got my new benefits booklet and ACCIDENTLY saw the surgery listed at the very back of the book.
I immediately got back with my surgeon and BCBS had turned me down 3 times. Finally I got a tenative approve but first I had to do a 6 month (180 day) diet. At the end of the 5th month of the first diet period, my bariatric surgeon was advised that BCBS had just changed their requirements and the 6 month diet had to be completed with my PCP, not the surgeon. Here we go again I thought! I had to start all over again with my PCP doing the 6 month diet. I joined Weigh****cher's too, just to be on the safe side. So instead of failing on a diet for 6 months, I ended up doing it for 11 months. Nothing like BCBS making sure you end up feeling like a complete and utter failure for as long as they possibly can!
I have finally been approved for RNY and have a surgery date set for 11/29/2010. I won't believe it until I am in recovery and my guts have been cut out! I don't trust BCBS any further than I can throw their building!
The lessons here? Get your approval in writing from your insurance company and get the surgery completed as soon as you can comfortably afford to do so!
Topic: RE: 6 month diet/gained weight!?
Well I weighed exactly the same as last month (not sure how I lost those 3lbs that showed up!) BUT my personal vent is that I don't understand why we have to endure this for 6 months. If dieting worked for us than we wouldn't be opting for surgery (at least I wouldn't be).
In Mid-End of November I plan to submit for approval...My surgeon's office said they are scheduling surgeries about 4 weeks out so I will be able to get it around the first of the year if all goes well!
In Mid-End of November I plan to submit for approval...My surgeon's office said they are scheduling surgeries about 4 weeks out so I will be able to get it around the first of the year if all goes well!
Topic: RE: Denied by Cigna
Would it be an appeal or a resubmital of the application with all the documentation.
Topic: RE: I hate meritain
I did finally get my denial letter I will be appealing next week when my 6 month physician approved weight loss trial is complete fingers crossed
Topic: RE: 6 month diet/gained weight!?
I started my pre op diet before my last appointment because of this reason I realized I had gained 10 pounds somehow during the month before.... I dieted like crazy protein shakes and no carbs and lost all but one pound which my doctor didnt consider a gain. This time I have lost quite a bit because I just stayed on the diet very closely. I am almost concerned that maybe im losing more than I should but I am not gunna sabotage weight loss that will make me healthier during surgery.
Topic: RE: Denied by Cigna
I was also denied for this same reason with my insurance but Nov 3rd will be my last appointment for this 6 month go around and I will be appealing then. When I got the denial letter this week finally and realized this was all that was holding me up I am gunna try to appeal it.
My PCP has been documenting very carefully the last 6 appointments she has had WLS so she knows the ropes and I am hoping my appeal will go smoothly otherwise I will have to start another program for weight loss and wait another 6 months which might drive me crazy.
My PCP has been documenting very carefully the last 6 appointments she has had WLS so she knows the ropes and I am hoping my appeal will go smoothly otherwise I will have to start another program for weight loss and wait another 6 months which might drive me crazy.
Topic: RE: VSG or RNY?
The surgeon's suggestion is a suggestion, but ultimately it is your decision which surgery to have. If you want the gastric bypass, and you meet the criteria to qualify, I don't see why you can't get it. If your surgeon won't do it, I might talk to a different surgeon.
Good luck!
Tonia
Good luck!
Tonia
RNY 11/15/2010
HW 280ish
SW (after 6 month diet) 247
Lowest post-surgery 183
Current 241
Considering revision to DS - have appointment 8/15/2017
Topic: RE: Better after a good cry
I would talk with the surgeon directly about what you want to do, and get him/her to put pressure on the insurance person to submit the paperwork anyway. I would bet the surgeon would rather try and have the possibility of getting paid for the surgery than to lose you to another surgeon.
Good luck!
Tonia
Good luck!
Tonia
RNY 11/15/2010
HW 280ish
SW (after 6 month diet) 247
Lowest post-surgery 183
Current 241
Considering revision to DS - have appointment 8/15/2017
Topic: RE: Denied by Cigna
I thought you were talking about me for a minute... I am in the same situation... pre-cert denied, appeal denied all because the physician supervised program wasn't to their liking... my doc and surgeoun think its absurd but what can you do... I restarted a physican supervised program in August and hope to start over mid January.
Topic: RE: Are nut & psych evals covered by Cigna?
I have Cigna PPO in Missouri. My visits to the dietician and psychologist last week were covered, I just had to pay the specialist co-pay amount of $35 per visit. I am a self-pay for the actual surgery, since I didn't want to mess with six months of supervised diet and exercise (and I want the surgery NOW, not in the middle of summer with lots of stuff going on).
Lori 5'2", HW 240, SW 207, lost 18 lb on the preop liquid diet, CW 168
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