hey everyone i have a question regarding to united healthcare ive been in my job for  about 2 years this past october i joined there health insurence and it has been active since jan 1. is it ok to submit a claim for bariatic surgery to uhc already or should i wait it a bit more, i have called and got informed that they do cover the surgery under the plan offered by my job. ANY SUGGESTION ARE WELCOMED  THANK YOU ALL, gissel

It all depends on the plan your company has with the insurance company.  When I had my band done back in 2007 I had UHC and my company's plan had no coverage for WLS so I paid out of pocket.  I needed a revision 3 years later and fortunately my current company's plan with UHC covered WLS and revisions.  Thank God.  In my case I had UHC at 2 different companies but each company selected different types of coverage. 

You really must review your SPD (Summary Plan Description) and talk with your insurance company. 

Good Luck!

Call your insurance company directly and find out if bariatric surgery is covered under your specific plan.  I called my insurance company before going to a Surgical Weight Loss seminar to find out if the surgery was covered.  In addition asks if they have a required program to follow for eligibilty and the types of surgery that are covered.  Also ask if they cover nutrition visits and ask for a copy of your member benefits to be sent to you so that you can read and study exactly what they cover and do not cover.

 
It's not up to the ins co, it's up to your employer.  WLS is an additional premium and if your employer doesn't pay it, you won't have coverage and will essentially be self pay for surgery.

Anyone have the gastric sleeve procedure approved by AZ BCBS?  They approved me for the lap band, but now I'm thinking seriously about getting the gastric sleeve.  Thanks!