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i have my first drs appt tomorrow and will find out for sure what this $600 out of pocket charge if for me...but i think its for the nutritional and maybe the phsy eval..
thanks for any help on this matter, it seems like there are quite a few of us on here that tri care prime.
debby
My current bmi at 43. Does anyone have any advice on what I should do,say or include in my appeal letter to try and reverse this decision?
i only have 2 drs to choose from and this one is one of them,
thanks so much for your help,
debby
Just submitted my second appeal. My chances of getting approve are? I need some asdvice.
I am brand new to the forum as a member. I attended my first information session on weight loss surgery yesterday and I am ready to get the ball rolling.
I already know that my insurance does not carry a "bariatric rider" to the policy, so I will be a self pay.
I would like to have the RNY. I am wondering if anyone here has been a self pay for this procedure. If so, how did you go about financing it? What were your costs, etc? I realize that every case is different and costs will vary, but just lookinf for some insight into this process. Thanks!
Hi Dana,
It varies from hospital to hospital. I had my surgery in March of '09. My MOOP was $1,800 and I DID NOT have to pay up front, only a small portion of it ($238) to get my surgery schedule. After surgery, I got billed from various people (hospital, anesthesiologist, etc) and I paid the $1800 after the fact.
All three of my children have also had surgery (in 2010). They went to the same surgeon, same hospital. For them, they required the payment IN FULL before they would schedule the surgery. So their policy changed within a year ! I guess it was because people were not paying their bills after the fact.
You should ask that question Tuesday for sure because the insurance coordinator will be able to tell you!
Good Luck !
Nan
Nan
HW 300 / SW 280 / CW 138 / GW 140
Hit Goal 4/2/2010
I hate to say it but if your benefits state that its only covered at a Center of Medical Excellence then they are not going to pay . You can always appeal the denial on the actual claim but there is no promise it will do any good. I work for BCBS of NC and we require that it be done at a Center of Distinction also. But as the policy holder you do have the right to appeal almost anything. I would contact your Customer Service department and ask them to walk you through what options you have. Some policies do have certain conditions and stuff that there is no hope for if it is denied, so be sure and explain the whole situation and see what advice they can offer.
hope this helps!!
Has anyone experienced this? Is there anything I can do? It would be really really nice not to have to finish making allllll those payments to care credit.
Any advice?