Recent Posts

grmadeb01
on 2/7/11 5:37 am - FL
Topic: has anyone had their nutrional counseling or phsy eval done on base
i was just wondering if there is anyone out there that has tri care prime, we are retired military, i just found out that tri care prime does not cover the nut counseling so i have to pay out of pocket with that, so i was wondering if anyone has had it done on base? i know they have lost of different types of nutritional counseling done on base at the base gym as i have gone to one for a dibetic class a long time ago...
i have my first drs appt tomorrow and will find out for sure what this $600 out of pocket charge if for me...but i think its for the nutritional and maybe the phsy eval..

thanks for any help on this matter, it seems like there are quite a few of us on here that tri care prime.
debby
(deactivated member)
on 2/7/11 2:54 am - Elkton, MD
Topic: appealing bcbs of delaware
I was denied VSG by BCBS of Delaware as they only cover it for those with BMI of 50 or above and those with BMI 50 that are going to get DS after the sleeve. Of course I am covered to get lapband or RNY which neither is something I want.
My current bmi at 43. Does anyone have any advice on what I should do,say or include in my appeal letter to try and reverse this decision?
grmadeb01
on 2/6/11 11:16 pm - FL
Topic: RE: Tricare Claim question
so i was wondering, have you had to pay anything out of pocket except for the co-pays of $12.00? i am also on tri care prime and i am just starting this, and i got from my surgeons office, an estimated amounts due that are out of pocket, they said $612 for the surgeon for his deductalbe and what ever the anesthes is that is not covered or what ever thier deductable is...and it said i had a $25/00 co pay for the hospital overnight stay which i knew i had that but....i am not sure about the other $600 as a deductable to the surgeon.
i only have 2 drs to choose from and this one is one of them,

thanks so much for your help,
debby
Blsmbry2011
on 2/6/11 6:32 am
Topic: Does anyone have UHC Epo from Florida??????

Just submitted my second appeal. My chances of getting approve are? I need some asdvice.

Ferris74
on 2/5/11 1:51 pm - PA
Topic: Self Pay

I am brand new to the forum as a member.  I attended my first information session on weight loss surgery yesterday and I am ready to get the ball rolling.
I already know that my insurance does not carry a "bariatric rider" to the policy, so I will be a self pay.
I would like to have the RNY.  I am wondering if anyone here has been a self pay for this procedure.  If so, how did you go about financing it? What were your costs, etc?  I realize that every case is different and costs will vary, but just lookinf for some insight into this process.  Thanks!

Karebear79
on 2/5/11 7:53 am
Topic: RE: Tricare Claim question
Ah, so nevermind. Apparently the doctor's office must have re-submitted it under a different code cause I just got a letter today saying it was covered. Phew! *wipes forehead*

~Karen~

    

6cc's in a 10cc band
Nan2008
on 2/3/11 8:04 pm - Midland, MI
Topic: RE: MOOP - how does that work exactly??

Hi Dana,

It varies from hospital to hospital.  I had my surgery in March of '09.  My MOOP was $1,800 and I DID NOT have to pay up front, only a small portion of it ($238) to get my surgery schedule.  After surgery, I got billed from various people (hospital, anesthesiologist, etc) and I paid the $1800 after the fact.

All three of my children have also had surgery (in 2010).  They went to the same surgeon, same hospital.  For them, they required the payment IN FULL before they would schedule the surgery.  So their policy changed within a year !  I guess it was because people were not paying their bills after the fact.

You should ask that question Tuesday for sure because the insurance coordinator will be able to tell you!

Good Luck !

Nan 

 

Nan

HW 300
/ SW 280 / CW 138 /
GW 140
Hit Goal 4/2/2010

        
marceemarc
on 2/3/11 8:46 am - Graham, NC
Topic: RE: I appealed my denial and WON now insurance WONT PAY!!
 HI,
I hate to say it but if your benefits state that its only covered at a Center of Medical Excellence then they are not going to pay . You can always appeal the denial on the actual claim but there is no promise it will do any good. I work for BCBS of NC and we require that it be done at a Center of Distinction also. But as the policy holder you do have the right to appeal almost anything. I would contact your Customer Service department and ask them to walk you through what options you have. Some policies do have certain conditions and stuff that there is no hope for if it is denied, so be sure and explain the whole situation and see what advice they can offer. 

hope this helps!!
Keep a smile on your face....it makes people wonder what you are up to!
    
DisneyMomma
on 2/3/11 4:13 am
VSG on 03/08/11 with
Topic: MOOP - how does that work exactly??
Ok, I've met my deductible of $630 and some of the 20% that goes toward my maximum out of pocket.  So, my MOOP balance is about $3,000.....how does that work?  Will my dr's office require that I pay that up front?  Or will I be billed after surgery?  I'm using Dr. Nick Nicholson, if that helps, and I'll be seeing the ins. person there on Tuesday, but just wanted to have an idea of what to expect when I go!!!  Thanks a bunch!
Dana (me) - *35* DH - *36* and our 2 beautiful little girls!
Surgery date - 3/8/11

LilySlim Weight loss tickers     LilySlim Exercise days tickers
mandyshoosh
on 2/1/11 7:19 am - CA
Topic: I appealed my denial and WON now insurance WONT PAY!!
My sleeve was denied by BCBS of CA.  I then decided to pay for the sleeve out of pocket.  In the meantime I appealed my insurance denial.  I had the surgery and a few weeks later got a letter saying my appeal was granted.  I told my doctor's office and they billed the insurance company who denied the claim b/c I had the surgery at a place other than a center for medical excellence so my insurance will not reimburse for the sleeve.

Has anyone experienced this?  Is there anything I can do?  It would be really really nice not to have to finish making allllll those payments to care credit.

Any advice?
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