Recent Posts
Topic: Optumhealth by UHC choice plus ppo through?
Does anyone know how they are? I was assigned a nurse through them. We have already spoken. I was told i do NOT have to do a consecutive 6 months of supervised diet as long as i have had 6 visits within the last 2 years and i have. I've been following my physician and nutritionist for well over a year now and had that faxed to her. She said she approval process is relatively easy. My bmi is current 52 and i have ashtma, feet problems, sleep apnea, pre-diabetes, back pain, problems with absesses boils yuck due to rubbing skin, etc. She said i met all the criteria. My program requires sleep studies which i had already and at least 2 months of cpap therapy which i have also already completed. The process for my surgeons office is 4-6 months and my new deductible doesn't start until April 2013 =) i found this out yesterday. Also i have $5500 oop so far and UHC told me under my ppo plan once i hit the $7500 max oop they will cover 100% which means i won't have to pay my co-insurance granted surgery is before April 2013. At this rate with all i have done already as part of the requirements i may just make it.
And my center is a center of excellence as well as the surgeons and my company doesn't exclude WLS so how quickly do you all think i would be looking at for an approval? My bmi has been over 50 now for over 5 years and my sleep apnea was just diagnosed in July. I also had my gallbladder out last May,
And my center is a center of excellence as well as the surgeons and my company doesn't exclude WLS so how quickly do you all think i would be looking at for an approval? My bmi has been over 50 now for over 5 years and my sleep apnea was just diagnosed in July. I also had my gallbladder out last May,
Topic: Anyone have PCIP, how long for approval?
I have PCIP through the Affordable Care Act, and it does cover weight loss surgery. I have completed the 6 month requirement for the medically supervised weight loss and my paperwork was submitted Monday (10/8).
Anyone else have this insurance and been successfully approved? If you were approved, how long did it take, and did you call them during the process to check on it?
Thanks!
Anyone else have this insurance and been successfully approved? If you were approved, how long did it take, and did you call them during the process to check on it?
Thanks!
DS on 12/18/12
Topic: RE: BCBS NJ
Within the 12 months prior to the time of surgery, the member must meet all of the following requirements:
This is the only part that trips me up. I called the insurance company (for whatever that was worth) and all she would do to me is read the policy. The same one I've read a million times!! "All I can tell you is what the poicy says".... Yep, heard that a dozen times. :) Well, my information will be sent in hopefully this week. After that, i just wait.
- 1. Documentation of previous participation in conservative (non-surgical) weight loss program or diet program/plan (e.g., Weigh****cher, Jenny Craig).
This is the only part that trips me up. I called the insurance company (for whatever that was worth) and all she would do to me is read the policy. The same one I've read a million times!! "All I can tell you is what the poicy says".... Yep, heard that a dozen times. :) Well, my information will be sent in hopefully this week. After that, i just wait.
Topic: RE: BCBS NJ
Jules
You can actually find the guidelines on your BCBSNJ website. just click on Providers and search for obesity surgery. I have copied some of what I found on their policy. You would always do best to call your insurance and ask. get them to send/email the info .
https://services3.horizon-bcbsnj.com/hcm/MedPol2.nsf
II. If it is NOT specifically excluded by the member's contract, surgery for morbid obesity (bariatric surgery) is considered medically necessary when all of the following lettered criteria are met:
D. Within the 12 months prior to the time of surgery, the member must meet all of the following requirements:
https://services3.horizon-bcbsnj.com/hcm/MedPol2.nsf
II. If it is NOT specifically excluded by the member's contract, surgery for morbid obesity (bariatric surgery) is considered medically necessary when all of the following lettered criteria are met:
D. Within the 12 months prior to the time of surgery, the member must meet all of the following requirements:
- 1. Documentation of previous participation in conservative (non-surgical) weight loss program or diet program/plan (e.g., Weigh****cher, Jenny Craig).
[INFORMATIONAL NOTE: Programs supervised by a registered dietitian may not be a covered service under a member's contract.]
3. Documentation of pre-operative psychological evaluation provided by a licensed mental health care professional familiar with the implications of weight reduction surgery. (Please note that psychological testing is NOT included in this requirement.)

Topic: RE: Anyone have Aetna ASA PPO?
Hello,
I have Aetna PPO and myself and all three of my kids were approved for surgery. Yes, there are hoops to go through but not much different than any other insurance. If you go to Aetna.com and in their search engine type in 0157 it will bring up their clinical bulletin of the reqirements needed to qualify for bariatric surgery.
Basically, you need to do a 6 month physician supervised diet or a 3 month multidisciplinary program (one or the other). Three of us did the 3 mo MD program and my one sone did the 6 month plan. YOu have to prove being morbidly obese for the past 2 years (meaning a BMI of .40 with no co-morbidies, or a BMI of >35 with at least 2 documented co-morbidies)
If you meet the requirements and are going to pursue, let me know and i can send you some stuff on how to go about doint the 3 month program as I have shared it with others on this site. Like I said, myself and all three of my kids have had surgery. Two of us were denied at first and I needed to appeal, but won the appeal so I have a lot of experience and knowledge of what type of documentation is needed for approval by Aetna.
Hope this helps.
Nan
I have Aetna PPO and myself and all three of my kids were approved for surgery. Yes, there are hoops to go through but not much different than any other insurance. If you go to Aetna.com and in their search engine type in 0157 it will bring up their clinical bulletin of the reqirements needed to qualify for bariatric surgery.
Basically, you need to do a 6 month physician supervised diet or a 3 month multidisciplinary program (one or the other). Three of us did the 3 mo MD program and my one sone did the 6 month plan. YOu have to prove being morbidly obese for the past 2 years (meaning a BMI of .40 with no co-morbidies, or a BMI of >35 with at least 2 documented co-morbidies)
If you meet the requirements and are going to pursue, let me know and i can send you some stuff on how to go about doint the 3 month program as I have shared it with others on this site. Like I said, myself and all three of my kids have had surgery. Two of us were denied at first and I needed to appeal, but won the appeal so I have a lot of experience and knowledge of what type of documentation is needed for approval by Aetna.
Hope this helps.
Nan
Nan
HW 300 / SW 280 / CW 138 / GW 140
Hit Goal 4/2/2010
Topic: Anyone have Aetna ASA PPO?
Has anyone had this particular type of insurance & been approved for surgery? My agent says they cover any medically neccessary surgery but you have to jump through hoops. Anyone know what the hoops might be?
DS on 12/18/12
Topic: BCBS NJ
Has anyone been approved in the last 6 months with BCBS NJ? I'm looking for the new guidelines, whether there is a supervised diet still in the policy. If you have been, how long did it take? What kind of documentation do I need for non-surgical weight loss programs... Thanks for the help!
Topic: RE: BC/BS of Alabama
This is some information from our site about appealing exclusions. We deal with BCBS AL a lot (nasty people I'm sad to say!) but they can be defeated . . . there's especially powerful data when it comes to bariatric surgery and type 2 diabetes
wlsappeals.com/common-bariatric-denials/contract-exclusions/
Let us know if we can be of further assistance. Good luck!
wlsappeals.com/common-bariatric-denials/contract-exclusions/
Let us know if we can be of further assistance. Good luck!
Walter Lindstrom, Jr.
[email protected]
LINDSTROM OBESITY ADVOCACY
WWW.WLSAPPEALS.COM, 1-877-99-APPEAL