insurance.. what insurance?

Sorry but i need to rant....... I am so mad at myself for letting me get this big. I have no job therefore no health insurance. My partner is willing to pay for the insurance but i'm terrified to even apply because the angentcies i have talked to scare me to death about SUPER high premiums because of my weight and height. "you could possibly pay up to 300. 00 a month for insurance" is what a man just told me. I had no clue getting insurance was this hard. I had no clue i could be denied because i have not been to a doctor in a while. I figured i would go bcbs becasue its known to be pretty good and pay about 120.00 a month.. i guess not. I feel like i'm being punished for eating too much or letting myself get this big. I am seriously wanting to have wls in the future but if i cant even get over this insurance issue i have, what am i going to do? " just take a walk after supper and dont eat after 7" is what oprah says. omg i wi**** was that easy. Maybe its because i'm young but i had NO clue insurance compnanies could be so strict.

Health care in this country is a mess. The health of the working class is dictated by the insurance companies that are out there to make a profit, not save lives. The President said during the campaign that we don't want to take away the control of our healthcare away from our doctors and put it in the hands of the government. Guess what?! It's not in the hands of our doc's now..it's in the hands of the insurance companies. Medicare which is a government entitlement, does accept MO as a disease and does cover wls. Healthcare should be available to everyone. Not just the healthy. I have a real problem with just throwing aways lives because they aren't rich enough to afford expensive coverage. If walking after dinner and not eating after 7 works then email me every night at 9pm and tell me how far you walked and what you've had to eat. You can make us both good ;) cathy

Hey Kristie, I feel your pain girl! I am the same way. I don't have a job (full time student) and I don't qualify to be on my parents insurance. Because of my weight I can't get a "real" insurance. But boy do I get calls from those discount companies (which Ive bought into...dumb me). I don't know what state you're in but CA has a garunteed coverage program called MRMIP. You have to have proof of denied coverage from insurance companies, and you will pay more. For my age group 18-29 and female, the lowest was Kaiser at $226.65/ month. I believe BC/BS were a few dollars more. I don't know if this is an option for you but its better then self pay if you can use it.

Hi, Thanks for the reply. I am happy someone out there is in the same boat as me. I was strarting to feel like i was the only one going through this. I have also been getting many emails from these other " not so real" insurance companies that will cover you. Yes they will cover me but will they cover wls when i am ready for it? There is a company i have considering here in NC but i just dont want to make a decision without doing other research. I think i am afraid of signing up with one of them then later finding out that they will not help with wls. I have looked on every website and talked on every message board possible. Everyday i want to give up but i cant. Well good luck with everything and i hope you find something out there.

HI everybody!!! Being big stinks. I will tell you that!! So my heaviest was 450. I'm at about 400 right now. I can't walk. My ademia is so bad that my legs ache. I have 3 herniated discs in my back. Asthma. High Blood Pressure. And Maybe diabetes. I wouldn't know know if I really do have diabetes because I have no insurance. I had some with my Dad like you Kristie....but well I just got too old. They won't give me insurance because I am big. But they will insure a 50 yr old smoker and drinker, that's been going for it for 20 years. I don't get it. Anyway, MRMIP is wonderful, that is if you have 226 dollars a month. Which I don't. I am a student too. I am 24. It's my fault. I got myself here and I guess I shouldn't expect an insurance company to pull me out of it. If anybody has any advice for me concerning insurance....please let me know. Carrie