Surgey Insurance

Is there any kind of supplemental insurance we can buy to help with the cost of self paying for the surgery.I called and got a quote of $7000 for lap band and $8100 for gatric bypass . But the part that was the highest was a hospital bill of $23000. It seems that what the hospitl charges is what is hard to come up with. So is there some kind of surgery insurance or hospitalization insurance that can be purchased..Thanks

Lateesha, Dr. Chung in Lake Charles, LA has cost (including hospital, anesthesia, Surgeon and Assistant) for Lap Band of $12,500 and for Gastric Bypass, it is $23,500. I know that they participate in the Capital One financing program, which you can learn more about at www.cosmeticfeeplan.com. They offer loans for up to 6 years for as little as 5.9% interest. My co-worker has chosen to go this way with Dr. Chung for the bypass and they said they are able to offer the low interest because Dr. Chung has agreed to deflect 7% of the interest rate by allowing them to take it out of his fees due. So, she will be able to have surgery for less than a car note. You should ask your doctor if they participate in that plan and if not, tell them about the website. They just have to agree to eat a part of the interest rates so that their patients can qualify. Good Luck.