Guaranteed Issue Insurance Programs
If you don't have insurance OR you might be losing your Group Health Insurance check out these pages of available programs in California. Many other states have similar programs and some are Federal Laws.
COBRA - 36 months of coverage after losing Group Coverage
http://www.steveshorr.com/cobra.htm
HIPAA - Rights to Individual Plans when COBRA ends
http://www.steveshorr.com/hipaa.htm
Mr. Mip - Guaranteed Issue Medical Program, if you can't get coverage thru an Individual Carrier
http://www.steveshorr.com/mr.mip.htm