Will all insur comp put exclusions in their policy/anybody use care entree?

i need some help i own my own business, i have changed insurance companies 3 times from aetna,to neighborhood to humana, they state that all insurances will put exclusions in their policies if you are a new policy holder. if you have insurance, then on your anniversary your policy will have an exclusion for wls. i am so fustrated. i also have care entree has anybody used them? if so How much does it cost?

Debra, If you are buying an insurance policy as an individual, or for your company, you should be able to choose the coverage based on your premium payments. Florida is one state where the tide seems to be heading away from coverage for WLS. However, you should call several insurance agents, and see what they can come up with for you. Be sure to check any new policy for exclusions due to pre-existing conditions, and treatments for morbid obesity. Don't give up! Roberta