Suggestions requested
My company has the dreaded exclusion policy for treatment of obesity/morbid obesity so I began with them by writing letters to exempt me from the policy. They in return forwarded the letters to my insurance company, United Healthcare, for appeal. I received my denial letter based only on the exclusion policy and have 60 days to appeal the denial. I've began writing letters to my senators, house representative, Ky state insurance commissioner, Ky Attorney Generals office, the Ky office for civil rights, and even the President of the United States. My question is--should I go ahead and appeal to the insurance company, go ahead and see the surgeon and be evaluated and let him send an appeal to the insurance, or obtain an lawyer or what? Suggestions needed desperately!!!!! Thanks