Insurance HELP!
So I've recently been looking into getting gastric bypass surgery. My first concern is insurance. Calling around to the major insurance companies I keep getting shot down with, "Oh no ma'am. we don't cover ANY type of bariatric surgeries." I was wondering if anyone knew of any companies that would, under certain policies, cover gastric bypass surgery 100%?
I looked at my Florida BCBS policy and it has an exclusion for bariatric surgery. I went to an information session last night at a surgeon who I am researching, and his group provides details about which insurance companies they can work with, and what is required to submit for approval.
Maybe start there... find a surgeon, then find out what insurance companies they have had luck with. You wont find anything 100%, typically you have a dollar amount you have to reach before they cover stuff, such as $2500, then they cover 80%.
Look in to it some.