What insurance do you have that had no wait or up to three months a wait?

HKFandora
on 1/26/14 11:11 am

I'm considering switching insurance because my current insurance might not cover my insurance. What insurance do you have that doesn't require the six month weight management before surgery. I would especially like to hear from people under 40 BMI with no comorbidities. 

hollykim
on 1/27/14 12:07 am - Nashville, TN
Revision on 03/18/15

it is not just about the insurance company. All insurance companies cover WLS...IF the employer buys the rider that covers it's when looking to change policies,you need  to make  sure whether. Your employer has bought the rider first of all,and then find out. What the requirements will be. 

GL

 


          

 

HKFandora
on 1/27/14 4:41 am

I don't know what a rider is. I will be buying individual insurance. I'm not working. 

hollykim
on 1/27/14 11:47 am - Nashville, TN
Revision on 03/18/15

a rider is a type of add on policy to your main policy. Most individual policies don't cover Wls because the person would might just. Cancel the policy after the insurance paid for the surgery and they wouldn't get their money up from in premiums. 

The very few policies I have heard of that might cover i,the monthly payments are very expensive.

gl

 

 


          

 

ReginaPhelange
on 1/30/14 1:54 pm
RNY on 02/24/14

My employer would not add the ridder to our group plan ($1.04 per month cost to each employee on the plan)

i moved to a private Presbyterian plan on January 1. On Friday January 10 I sent insurance card to barriatric office the following Monday I had my approval before noon.  

 

 

HKFandora
on 2/6/14 10:02 pm

Thanks for responding. 

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