Program Fee Financing

I'm so stressed out! My first option to fund my $4000 program fee fell thru, so I'm going to apply to one of these companies online. My credit is not great, and I see so many horror stories from these companies!!!!

Can you recommend a reliable source? I'm freaking out here!!!

Thanks y'all!

Most finance companies require a credit score of 650, that's pretty darn good credit.

Have you considered finding a less greedy surgeon?  ;)  I do believe it is greed when these surgeons do this, they feel the thousands they make from the actual surgery isn't enough so they found a legal way to charge even more.

Not all surgeons charge program fees, I have seen them range from $0 to $7K.

What is a program fee?

The Weight Center at MGH requires you pay a "program fee" of $600 before the surgery.  I assume it is for the group sessions that they hold as well as administrative costs.  Beth Israel does not charge a program fee but unfortunately they are out of my range so I have to pay the $600. I think its different for each place.