United Healthcare

I am really concerned with United Healthcare approving my surgery. One of the requirements is 5 years of morbid obesity documented. I believe morbid obesity is considered a bmi of 40 plus. I have a bmi of 40 this past year, but the previous years started at 36 and keep going up till now. Does anyone know if UHC are real sticklers on that? I have about worried myself sick over it. I meet all the other criteria except this one.Thanks for any information anyone can give. Thanks.....

I don't have any information, but I wanted you to know that I feel your worry.  Hopefully someone will have an answer for you.  When did you hit the 40 BMI?  I have heard insurance companies that have a written policy of 5 years 40+ BMI, but really will accept a 2-year history on appeal.  Good luck!!

I hit the 40 mark This past year. Keeping my fingers crossed.

I am living it right now. Two denials citing not being at 40 now and also for the past 5 years (nevermind I was working with my doc, ugh!) my insurance coordinator basically gave up on me today. I am going to be working with Walter Lindstrom on appealing it right up the ladder.

I hope you had better luck than I, but based on my experience, it'll be a tough road.