Denied new health ins. policy bc of past WLS

So, this is probably not the usual issue posted about on this forum, but here goes...

I left my job about 2 weeks ago to prepare for going back to school full time.  I was in the midst of getting an individual policy for myself and my family to cover the time while I'm in school until I get a job after graduation.  After answering all the health history questions (truthfully), I was transferred to the underwriter.  She proceeded to tell me that Humana declines to cover people who have had WLS in the past.  Now, the insurance I had through my job was with Humana.  My policy had an exclusion for WLS, so I paid out of pocket.  I'm at my wits' end because I must have health insurance as a nursing student, plus we've got a 3 year old who needs to be covered too.  I don't really want to do COBRA because of the high cost, but will do it if I don't have any other options.  My husband and daughter could be on a policy by themselves if I have to resort to COBRA.

Does anyone know of a health insurance company that will do an individual policy for someone like me who had WLS in the past?  There's got to be one out there somewhere.  I'm in Kentucky if that matters.

Reading back through some old posts... check this out for you... especially since you have already been declined by Humana...
https://www.pcip.gov/StatePlans.html


OH just reread... have to not have had insurance for 6 months prior to getting this. Does the school have a policy that you can get? Otherwise, the only option will be cobra unless your husband can get insurance through his work and if it is a group policy they do not look at pre exisiting, only the individual policies do that.