Bariatric Co-Pays

 My RNY is scheduled for April 25, 2012 at DMC Harper in Detorit, Michigan. I was told by the surgery coordinator that on the day of my surgery that I am required to bring the $1000 copay with me.
My insurance company BCNM told me that it would be billed to me after my surgery from the hospital and that I am not required to pay the copay upfront.
Has anyone else out there had to deal with this situation? My friend had her surgery and paid off her co-pay within 6 months.
I can pay the money, but I thought that this was a strange thing that was on the list of "things to bring for your hospital stay" paperwork from the surgery coordinator.

 
It is hospital choice.  I think what your ins co might have been talking about is the copay after you pay the $1K.  If it is a percentage of the bill you have to wait to see what the bill is and how much will be written off due to contractual agreements between the ins co and hospital.  Only then can you know what the rest of your co pay will be.

had my surgery at the same place. I prepaid my copay and after all was said
and done, I had overpaid. The doctors office owed me about $400. They would
not refund it because it had already been paid to the hospital. And the hospital
said it was the doctors office who owed me. Well it took 8 months before I finally
got my refund back. So I think I would talk to another coordinator or give her the
name of the person at the insurance company that you spoke too.  How do they
really know how much your cost is prior to the surgery. You are not a bucket of
chicken. They don't know what YOU specifically need prior to surgery.
 What if you only need "one"  aspirin versus "two".

Go get em!!!

Dani

Thanks Dani,

I had to laugh at the "bucket of chicken"  comment.

Don't get me wrong, I know that I have a $1000 co-pay and that I am fortunate to have my insurance cover the majority of all of the costs, but I have had suregery before where I NEVER had a co-pay. My incsurance BCNM only has a co-pay for Bariatric surgery! Which I think is wrong and a discriminatory practice to have. I will pay the money on my surgery date and be happy to just get the surgery behind me and start moving forward.

Have a great day and stay in touch,

did your surgeons office require thier co pay paid upfront as well? surgeons fee?