Your surgery out-of-pocket costs after insurance

Hey all,
     I have GEHA (United Healthcare)
I am trying to gauge how much my out of pocket expense is going to be after the insurance covers their share.  I know it varies but I want to get an range. I know I have to pay 15% of the hospital fee but I am expecting more bills as UHC seems to suck.  (In my experience).

 
Amazingly, in comparison UHC is one of the better ins co's.  They all kinda suck. ;o)

It's hard to tell, nobody can give you accurate numbers because it depends on which UHC policy you have and what the contractual agreement is between your doc and ins co.  But do know, you do not have to pay 15% of what the hospital/doc charges, you will only have to pay 15% of the contracted price.  Big, huge, mega difference!

Yeah, I think you're right.  I almost got BCBS but I noticed that they have a lot of little things that you have to watch out for.

I worked for a company that got bought out by UHC so I am a little jaded!    I'm sending my information to the insurance coordinator at the surgeons office so she can give me some idea of what I will have to come up with.