Got a referral from my PCP for Surgery. Does this mean I am approved?

After several years of jumping through hoops, classes, multiple surgical consults, a battery of test, etc, I finally received a referral letter from my PCP for DS Surgery at University of Chicago.

Is this all I need? Does this mean I should be doing the happy dance and that my surgery is going to be covered? Did I finally reach the light at the end of the tunnel?

I have BCBC Illinois Blue Advantage HMO. My medical group is Hammond Clinic.

Thanks for any insight.

Probably not.. The Surgeoun will need to submit to the insurance company for approval.. It sounds like you have been through a lot..so it shouldn't be too bad.

The fact that your PCP has provided a referral is a good thing -- that means the PCP supports the idea.   

The surgeon will need to submit for final approval from the insurance company and most likely will need to obtain some history from your PCP.

Good luck.....

Well I got an email from the surgery coordinator today just hours after I sent them my referral letter. It said that BCBS approved my surgery. Wow! That was fast! Great feeling

Now it's tiem for the HAPPY DANCE!   (HAPPY DANCE is wonderful aerobic ecxercise, too)