Is the deductible pd to hosptial or surgeon?

I keep reading conflicting things. Is the deductible paid to hosptial or surgeon? Does it have to be paid in full prior to surgery?

It depends on the hospital or the surgeon.  When I had my surgery, they did not collect anything up front other than a very small co pay.  But my out of pocket amount, which was about $1800, I received bills for after I had my surgery from different people (hospital, anesthesiologist, surgeon).

When my daughter had surgery, about a year after me, same bariatric center, same hospital, they collected the co pay (approx $1,800) upfront.  Apparently they changed their policy from the time when I had it.

You would need to check with your surgeon to see what his policy is on that.

Nan