BCBS ALABAMA TT Questions

I am 1.5 yrs post op from RNY.  I got preggers at 9 months post op and had a healthy baby.  I have a horrible hanging belly flap from when I was a lot bigger.  I am comfortable at the weight Im at and dont plan on losing more...

with this being said.  Its time for a tummy tuck.  I just got added to my DH insurance when we got married.  Prior to that I had a break in insurance.  I had Anthem BCBS until march, then medicaid from march till June 22, then the current.  Does anyone know if this will be considered a pre-existing condition?  I havent seen anyone regarding a TT.

How do I go about getting things started?  What are the requirements?   I have a horrible apron that hangs...it covers part of my "private" areas, and from time to time does have problems with heat rash and is sore.  Currently the problem is when I had my daughter (via c-section) the incision had to be done a little higher and not on the panty line to have less risk of infection....well, no infection, but they scar is HORRIBLE!  it looks like its being pulled apart!! I literally look like i was cut open with a bread knife!

Please any help or suggestions would be greatly appreciated!  If you would like you can email me privately...

[email protected]

Thanks!

The first step is whether your insurance covers it and under what conditions.  Some policies allow it for medical need, others specifically exclude it.

so do i call them to find out?  I went to get an eye exam, and my glasses werent covered but the eye exam is!  ugh!  do i just call the number on my card?  will they consider this a "pre existing condition"

 
Yes.  Thats how it works.  They may cover it, they may not. They may only cover part or a certain dollar amount. It may be specifically excluded by your employer.  Until you know whether they cover it and under what cir****tances you won't get very far.