Authorized but not really?
My Patient Care Advocate submitted my packet for prior authorization to BCBS of AZ and we received a letter stating that based on the information received ,my insurance does cover this procedure and I appear to meet the guidlines of it's medical necessity, but it also states that this is not a guarantee of coverage and it's not a pre-certification. The surgeon's office seems to think this is good enough to schedule surgery, but I'm concerned about the carefully including wording stating this isn't a certification.
Has anyone else had experience with this? Because my LabBand surgery is being scheudled as an "out-patient" procedure not involving an overnight stay, I can't get pre-certification. How likely is it that after all this, my insurance won't cover the claim afterwards?