Obesity vs Morbid Obesity
I have United healthcare PPO and last year in the exclusions, it said surgical or non surgical treatment for obesity, including morbid obesity. I appealed and was still denided.
This year, i have the same plan, but it exlucdes surgical or non surgical treat for obesity. It does not say including morbid obesity. I am considering re applying.
Has anyone ever had this situation and got approved because it didn't include morbid obesity?
I have United healthcare PPO and last year in the exclusions, it said surgical or non surgical treatment for obesity, including morbid obesity. I appealed and was still denided.
This year, i have the same plan, but it exlucdes surgical or non surgical treat for obesity. It does not say including morbid obesity. I am considering re applying.
Has anyone ever had this situation and got approved because it didn't include morbid obesity?
Obese is obese, morbid is merely a level of obese. It is a clear exclusion on your policy. :o(
Have you considered asking your employer to stop excluding WLS?