Deductable problem

After going through my 6 month weight management I finally got my insurance approval.  Only problem is that the doctor can't schedule my surgery until January 20.  We have a high deductable plan...the deductable is about $5000.  This will kick back in after the first of the year.  I don't think we can afford to pay that in a lump sum and I don't know if my doctor's office will work out payments with us. After all, he isn't hurting for patients. 
Does anyone have any suggestions or advice?
TIA

I would start by asking the surgeon's office if they will take payments.  If not, you might look into one of those medical credit cards like Care Credit.

Kelly

do you have a flexible medical spending plan at work you can use?   put the 5k in it and the doc gets paid right away and you  just have a portion taken out of each pay check.