Horror Stories

I have read a few horror stories where people get approved for a surgery / revision but then after they have it done the insurance refuses to pay for some reason for another. This freaks me out! Any advice on what to be clear of before hand in order to help decrease the chances of this happening?

Mandy

I would think all you would need from the insurance company would be written authorization saying they will cover the surgery.  Most people get an approval letter.  If for some reason they tried to refuse to pay after that, I would think all you would need is the letter in order to take them to court to force them to pay.

Kelly

 Thanks for the reply, Kelly. That's pretty much what I've been getting from others too....to document everything and get it all in writing. I just want to be sure because it always seems tricky with insurance companies and these surgeries are so darn expensive I'd hate to be stuck with a bill like that. Thanks again.