BCBSNJ denied appeal now what?

Pamelamk
on 9/30/09 12:18 pm
ok got first denial then did appeal and now denied again after 54 pages sent to them and they said a surgeon reviewed.

I want sleeve..  I am paying for this insurance under Cobra just so I can do this and only have till end of Dec unless hubby gets new job soon. (i hope)

they said there is no second appeal that I have exhausted all options and have to go to employer? for anything further.... I live in Washington state... so now what can I do.  ready to appeal to whoever I have to.  appreciate any info..
    
TeresaJay
on 10/2/09 3:46 am - Greensboro, NC
http://www.horizon-bcbsnj.com/providers/forms/download.html

I don't know if this is your insurance but if it is there is a stage 2 and 3 appeal process. I would call the insurance company and ask for appeals process documentation
"There is a skinny woman trapped inside of me. I can usually shut her up with cookies and chips but today I am setting her free" 
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