public option

Ok I'm really sorry if this is opening a bad topic... but I'm kind of curious about this...
(FYI i'm not pro this, but that doesn't matter much)
If we were to go to a government run health care program, how would that effect those of us trying to get WLS? How would it effect our follow up care?
I'm not trying to get people all worked but, but I'm wondering since it could happen... and I'm just starting my process for Cigna... if they passed it would that mean that CIgna wouldn't cover me to have it and the government would?
I'm so confused...

 This is not a "bad" topic because it does not sound like you are trying to start a political discussion....but that you want to know what it would mean for those of us in the middle of a process required by our insurance companies if things were to change.

The good news about a "public option" is that it's just that.  An option.  No one would have to give up their coverage as it stands unless they want to.  I also had given this some thought and research because I was in the middle of the 3 month program through Aetna.  I have now gotten my approval and am waiting on surgery scheduled in November.  I already know that because of this, if this gets passed before then (which I doubt), I will choose to keep my insurance and possibly weigh my "options" and compare policies AFTER surgery, or in January (if it's done by then) when we renew each year anyway.  It just seems simpler to me because I've already met their requirments and we have good coverage (lucky me!)

The other good news is that with the new rules, if our company ever switches insurance, or if one of us gets a new job and wants to switch carriers,  or we decided to go with the public option instead of our companies insurance, I will not be denied any services or care because of my "pre-existing condition".  The new insurance would have to continue to pay for treatment related to my surgery. 
This is HUGE, and it happens all the time.  You have surgery, you lose your insurance for some reason (lay off etc.), get a new job.....new coverage......many times they won't pay for anything related to the surgery, which is such crap if you ask me.

I hope this clears up some of your questions. 

So it sounds like your on your way with Cigna!  Carry on and I wish you smooooth sailing !

H.

Thank you for your reply. I'm so stressed out that I'm going to get approved and then all of the sudden have to do it again because of all of this. I'm trying so hard to understand, but I keep getting so confused. I'm educated, and not a stupid person, but no matter what I read and who I talk to I learn something different. GRRR...
But what You have said does calm me down. We have great health care with Cigna. My husband works for the state and our policy has been wonderful. I've had two children and from the time I learned I was preggo until the end of my hospital stay (both c-sections) I paid 10 dollars in total :) I don't want to lose that!!! When I talked to them they said I should be approved and that from the start of the process until the end I should expect to pay 10 dollars out of pocket (one copay) I'm really hoping that this keeps sailing smooth for me!!!

Good luck with your WLS... I'll be meeting you on the losers bench in a few months!!!

my friends who live in other countries and have public health care have it made when it comes to WLS if your BMI is 40 andyou are deemed ready for the huge lifestyle change you get the surgery.
I dont know what it would be like here and I dont really understand the plan being pushed so I certainly am not going to argue for or against it but clearly in the US health care IS the biggest problem so IM glad its being addressed either way.