care one credit

Has anyone used care one credit to finance your surgery and if so do you regret it.

I used them to finance a different type of surgery and while I do not regret it because desperate times caulls for drastic measures but I will say their fees are rediculous and you have to be careful with late fees. The fine print on my paperwork (which was not seen until it was too late) if you default on the loan and to them defaulting could simply mean a late payment or exceeding the credit limit, they can and will charge a 500.00 finance fee. get slammed with that a couple of times and it makes it near impossible to pay off the loan. So read the fine print, make sure you stay within their guidelines and pay them off ASAP.