new job, insurance approval

oneangelady
on 10/20/08 5:23 am - aztec, NM
Hello everyone!

I have received an approval from my insurance (Presbyterian Health Plan in New Mexico).  I am in the process of taking care of pre-op stuff in order to get a surgery date, but looking at about Mid- December.  Blood work is done and have EKG and Chest Xray tomorrow, which will be the last of pre-op stuff.

Her'es my problem. The same day I rec'd my approval notice, I also received (and later accepted) a job offer.  It's an opportunity I can't pass up.  AFter a lot of prayer, I decided I would bite the bullet and accept the new job. 

I am fully able and prepared to pay COBRA until my new insurance kicks in after 90 days.  It will be under COBRA that I will have the surgery. 

My questions: Should there be any problems with COBRA picking up the cost of surgery (RNY Lap)?  My insurance company has assigned me a nurse case manager, do I need to inform her of the change? Any other suggestions for dealing with this situation? I have been battling for a year to get surgery approved and want to make this transisiton as easy as possible.  Anything in particular I need to know about this process??  My insurance will end as of the day my job ends 11.7.08.  I was told Cobra would back date coverage to assure there is not a lack of coverage. And was under the impression that lack of coverage was what I needed to avoid more than anything.  My new insurance will not kick in for 90 days and will be BCBS of NM. 

Thanks for any help!!!
LoveToCruise
on 10/20/08 11:07 am - Abilene, TX
COBRA is an exact continuation of prior coverage so you should not have any problems. Just make sure you have your surgery before the COBRA expires. Good Luck!
oneangelady
on 10/21/08 2:02 am - aztec, NM
Thanks!! 
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