Has anyone gotten insurance just for surgery?

So I was thinking of purchasing some insurance, getting the bypass, then possibly dropping it a year later. I know this isn't totally ethical and I am tossing it around. Does anyone else have experience with this? Does any one know of an insurer that will write a policy for someone who is obeese? Am I in a dream world?

Thanks!

Sorry but...

1) No individual plans include WLS period and...

2) They will refuse to insure an obese person or if they do, charge extremely high rates.

Have you thought about taking a job with insurance for a while? Some people mention Starbucks or Home Depot, not sure if those are still good bets.

Thanks for the wake up call!

That might not be a bad idea about taking a job w/ insurance. The problem is getting hired as an obese person.

Thanks.

Hi Susannah...Well I have good news for you. If you want surgery badly enough it's yours... I'm living proof. I went the Starbucks route and Starbucks insurance IS everything it was cracked up to be, which for me was a lifesaver. There is no pre existing condition clause and your insurance can go into effect in as soon as 90 days from the date of hire IF you work enough hours. (must maintain an average of 20 hrs per week.) I won’t sugar coat it…. It was HARD WORK. I was 330 pounds at my highest weight and being on my feet for long hours hurt badly. I also had to take a HUGE pay cut to work at Starbucks, which was hard too. BUT, for me it was all worth it. Feel free to PM me with specific questions if you have any.