Self employed & not sure what to do

Hello, I am self employed. I do not have a lot of money so I can not afford to pay for the surgery myself. It would probably take about a year for me to raise it up. I really need to get it done. Is there an insurance company that I could apply to that would cover the surgery? Any suggestions? Thanks! Lorinda

kaiser have a good program

I'm afraid you might have a near impossible battle. Your only chance would be to get on a group insurance with a company that combines lots of small businesses, and I don't know much about that. Individual health plans all exclude WLS unless you are the lucky few that live where it is required to be offered by law.

I am currently going through this myself. Husband and I are both self employed have looked into insurance.  NO ONE will cover not even texas risk pool they have an exclusion from the get go.  I have decided I will self pay. However I have to pray that I don't have any complications for one year because the group insurance policy we are going with can refuse to cover,  However if the doctors will work with me if I tell them they need to code it differently. From what I understand they will Please feel free to contact me I have been researching this recently.  Also I have decided on a doctor in detroit, Mi that charges 11,500 for VSG.  julie