Insurance question

I asked this over on the revision board but haven't received a response, so I'll ask it here! Well, my insurance won't pay for a revision or any other "obesity related" procedure, so I went online to ehealthinsurance.com and netquote.com and filled out a questionnaire.  You wouldn't believe the calls that I have been receiving!  Most of them want to sell me something called a medical savings plan, where I get a percentage off of certain things.  What do you all think about those, do you have any experience with them and if so, how much was saved?  I have also received some calls from real insurance companies and told them what I wanted coverage for, they have all said that they don't cover it and to stick with my insurance company that I already have.  Do any of you have any suggestions for insurance companies to speak to?  I live in AZ.  Thanks!

The medical savings plans are not for surgery. They might save you a couple bucks of a docs visit or at the pharmacy, but they will save you nothing over surgery. We cannot even accept anything like that at my surgeons office.