help with exclusion letter please

I work for united health care.....They have a exculsion for their employees....Ever other plan unitedhealth covers this surgery......My health is failing at a rapid pace and i was turned down  Vista and Humana....The surgery was covered for employees however it was abused by people *****allt didn't need the surgery...Now people like myself have to suffer....My supervisor told me to fight and appeal however I need to find someone nice enough to help me with this letter.....Anyone out there wrote a appeal letter for an exculsion and won......

I have never met anyone who won an exclusion. Our office will not fight an exclusion on a patients behalf, we will only fight a denial for people who actually have coverage. From what I have heard, you have to be able to prove youe life is in immediate danger to be able to win. If you have time to fight an exclusion, how the heck can you prove that? I wish you all the best in the world....I fought our BCBS exclusion for 2 years, then bagged it and went to Mexico. I got better care there anyway than the hospital I worked at!! Imagine that! Good luck! Bonnie

I was also denied due to an exclusion policy. I have BCBS of MN. Of course, other BCBS of MN plans cover the surgery - just not mine. I have no idea what to do next; however there is a chance for me to change over in August to CHIP (which is a state sponsored plan for people who cannot obtain insurance coverage). In the meantime my health, like yours, just gets worse. I hate the words "exclusion" & "pre-existing"